Business
Capture your rights of enforcement in collateral agreements – BoG to Lenders
Lenders' right to enforcement under the Borrowers and Lenders Act, 2020 (ACT 1052) offers three remedies in the event a borrower defaults on payment.
DL News
Results for “Borrowers and Lenders Act”
10472 results.
General
Students Loan Trust joins Credit Reporting System
The GhanaCard is synchronised with all other cards, so now we have access to more database that we can track the student from.
DL News
Africa
Kenya: Digital lenders barred from accessing customers contacts under new law
According to the Central Bank of Kenya (Digital Credit Providers) Regulations, 2022, a digital credit provider, its officers, employees, or agents shall also not, in the course of debt collection, use obscene or profane language with the cu...
AllAfrica
Opinion
Realizing A Mortgaged Property without a Mortgage Deed – Insights from the Borrowers & Lenders Act, 2020
This article examines whether a lender can realize mortgaged property under the Borrowers and Lenders Act, 2020 without executing a new mortgage deed for each facility. It highlights that a valid registered security, even without a fresh de...
Hassan S. Diabate
Opinion
Beyond The Land Act: Uncovering The Missing Pieces In Ghana’s Land Governance Framework
This article argues that while Ghana’s Land Act, 2020 is comprehensive, effective land governance depends on recognizing and integrating a wider set of related laws. Justice Alexander Osei Tutu examines over 30 enactments that, although not...
Justice Alexander Osei Tutu
General
Full text: Report of OSP on contractual arrangements involving Finance Ministry, GRA and SML
This report is founded on sections 2 and 3 of the Office of the Special Prosecutor Act, 2017 (Act 959) and regulation 31(1)(g) of the Office of the Special Prosecutor (Operations) Regulations, 2018 (L.I. 2374).
DL News
General
Exposition of the current position of the law on corruption, anti-money laundering and narcotics
The law is settled that no person shall be convicted of a criminal offence unless the offence is defined and its penalty is prescribed in a written law[37].
DL News
Business
BoG expands list of institutions to participate in Credit Reporting System
The Bank of Ghana urged institutions to take steps to comply with the provisions of Act 726 by October 31, 2021.
DL News
General
Repealed laws of Ghana, 2020
When a law is repealed, it is no longer a reliable point of reference for the courts
DL News
General
Regulatory Compliance in the Financial Sector
This article explores the various regulators who regulate financial institutions such as banks, microfinance, insurance companies amongst others as well as the critical role of regulatory compliance in the financial sector, the challenges i...
Ama Anima Konadu
Others
Digital undressing and the law: The use of AI to exploit women and children online
This writer examines “digital undressing” as an AI-driven form of sexual exploitation that creates non-consensual intimate images, undermining privacy, dignity, and bodily autonomy, especially for women and children.
Ernest Baah Ofori
General
12 Statutes passed by Parliament of Ghana in 2021
The various Statutes can be categorized under four(4) main themes/ areas of the law; Taxation, Finance, Insurance, and National Security.
DL News
Business
BoG warns public against 20 unlicensed mobile loan apps
The affected apps are Cascredit, Cash Future, Cash Cedi, Cashpal, Cashpal Pro, CreditGo, Funds Credit, Glow Credit, Moni Wave and MoniLend. The others are Nova Cedi, Onua Loan, Quick Cedi, Sika Boost, Sika Credit, Sompa Loan, Sune Credit, S...
DL News
Business
BoG warns public against 20 unlicensed digital loan apps
In a public notice issued on Monday, the BoG said the activities of the operators breach Ghana’s digital lending regulations. The notice follows the coming into force of the Directive for Digital Credit Service Providers in Ghana in Septemb...
DL News
Business
BoG flags 20 unlicensed mobile loan apps, warns public
According to the central bank, the affected digital lenders are providing credit services in breach of the Directive for Digital Credit Service Providers in Ghana.
DL News
General
Parliament Passes 23 New Laws in 2025
Parliament has passed 23 new Acts in 2025, introducing key legal changes across sectors including tax, public finance, environment, and social protection. The new legislation includes repeals of major levies and updates to longstanding stat...
DL News
Opinion
Evaluation of the Efficacy of the Corporate Insolvency and Restructuring Act 2020 (Act 1015) of Ghana: A Comparative Analysis with the Insolvency Legal Framework of the United Kingdom (Part I)
The article examines Ghana’s Corporate Insolvency and Restructuring Act, 2020 (Act 1015), comparing its corporate rescue and insolvency mechanisms with those of the United Kingdom. It highlights Ghana’s progress towards a rescue-oriented fr...
Jennifer Abena Dadzie
Others
The principle of quicquid plantatur solo, solo cedit
This article argues that the maxim quicquid plantatur solo, solo cedit has increasingly been relied upon by litigants as a shield to establish claims of possession through physical acts upon land, thereby exposing potential purchasers who f...
ENK Danquah-Acheampong, LLM, BL, LL.B. Lawyer | Legal Researcher | Author
General
Real Estate Agency to crackdown on unlicensed agents, brokers
The warning was given by Jacob Adofo-Ansong, President of the Ghana Association of Real Estate Brokers and a board member of the Council, during a stakeholder engagement with the Bank of Ghana in Accra.
DL News
Supreme Court News
President Akufo Addo Nominates Justice Gertrude Torkornoo as Ghana's Next Chief Justice
Justice Torkornoo, who has been a member of the judiciary for nineteen years, currently serves on the Supreme Court, where she has played a pivotal role for the past four years
DL News